Employee Benefits
Employee Benefits
Benefits for you and your employees
Highly customised employee benefits
You and your staff are the driving force behind your company. Would its wheels continue to turn without you there or key staff members, or would things start to grind to a halt?
If you can’t afford to have staff spend unplanned time away from work – whether due to short or long-term illness – then it’s essential to consider private medical insurance as a business tool and maximise the benefits included.
Cash Back Plans
Cash Plans are often seen as a less expensive alternative to private medical insurance in the workplace. They will not generally cover you for operations or other expensive medical treatments. They will allow some cover for investigative consultations and tests. This will help give you peace of mind should your staff be worried about their health.
What do cash plans cover you for?
Depending on the type of cash plan you opt for, the types of things that you can arrange cover for include:
- Diagnostic tests and scans
- Health assessments
- Optical care
- Dental treatment
- Physiotherapy
- Chiropody
Employee Assistance Programmes
Employee assistance programmes are designed to help employees deal with personal problems or crises. EAPs are usually offered as a benefit in the workplace and can be accessed by employees and their dependents.
The programme is usually run by a company or an independent organisation, such as a health care provider. For advice on Employee Assistance Programs including stress counselling, please get in touch.
Death in Service
Death In Service Insurance is a type of insurance that offers a lump sum benefit to the beneficiaries in case the insured person dies while he or she is still employed.
Death In Service Insurance is usually taken by people who are self-employed, have high-risk occupations, or have dependents. It can be purchased as an individual plan or through an employer-sponsored group plan.
For more information on death in service plans, please get in touch with us.