Cash plans vs private medical insurance
Cash Plans are often seen as a less expensive alternative to private medical insurance in the work place. They will not generally cover you for operations or other expensive medical treatments.
Cash Plans will allow some cover for investigative consultations and tests. This will help give you peace of mind should your staff be worried about their health.
What do cash plans cover you for?
Depending on the type of cash plan you opt for, the types of things that you can arrange cover for include:
- Diagnostic tests and scans
- Health assessments
- Optical care
- Dental treatment
Cash plans as an alternative to private medical insurance for companies
Many cash plans are taken for their benefits for dental and optical expenses and therefore contribute towards duty of care costs within the workplace.
If you’re not sure whether to invest in private medical insurance for your employees – whether it be some of them or all of them – then investigating your options around cash plans could be the first step to help you make an informed decision.
Advice about dental and optical cashback plans
To have your questions answered today, give us a call and we will be happy to help advise you of the best path for you to take in regards to cash plans or private medical insurance plans. Call us on 0800 999 2205 or request a call back.