Cash Plans
CASH PLANS
Health Cash Plans for Your Team
What Is a Health Cash Plan?
A health cash plan is a type of health insurance that helps cover the cost of everyday healthcare treatments. Employees pay for their appointment upfront and then claim money back, up to an annual allowance, making routine healthcare more affordable.
Cash plans typically cover dental check-ups and treatment, optical costs such as glasses and eye tests, and therapies like physiotherapy or chiropractic care. Many plans also include specialist consultations, health screenings, virtual GP access, and mental health support, giving employees practical, everyday wellbeing support.
How Does a Health Cash Plan Work?
Step 1
Book your healthcare appointment
Step 2
Attend and pay for your treatment
Step 3
Submit a claim via app or online
Step 4
Receive money back (up to allowance)
Key Benefits for Employers:
Cash plans are often significantly more affordable than private medical insurance, making them ideal for businesses of all sizes.
Cost-effective employee benefit
Helps attract and retain talent
Reduces financial stress around healthcare
Increases morale and engagement
Demonstrates commitment to wellbeing
Key Benefits for Employees:
A health cash plan is designed to give you practical, everyday support, helping you look after your health without worrying about the cost.
Money back on everyday healthcare
Access to digital GP services
Mental health and wellbeing support
Financial reassurance
Support for family members (policy dependent)
Cash Plans vs Private Medical Insurance
A cash plan covers everyday treatments like dental, optical, and physiotherapy, with claims-based reimbursement and lower monthly costs.
Private medical insurance focuses on serious illness and surgery, giving direct access to specialists and higher-level cover when it matters most.
Both options support employee wellbeing, the right choice depends on your team’s needs and your budget.
Get in Touch
Either call us directly on 01664 431196, or book a 15 minute discovery call, when it suits you best. Please choose an available date and time from our meeting calendar.