Top Ten Benefits of Private Medical Insurance

Private medical insurance is a vital form of protection for you and your family. It can give you access to the best medical care available and provide peace of mind in knowing that you are covered financially in the event of an accident or illness.

Here are 10 of the top benefits of having private medical insurance (and exactly why your boss should incorporate it into your benefits scheme):

  • With private medical insurance, you’re in charge of your own healthcare. You can choose your own GP, hospital and specialist, and you’re not restricted by NHS waiting times.
  • Private medical insurance gives you access to the best healthcare possible. You’re not limited to NHS facilities and you can choose to be treated at a private hospital or clinic.
  • Private medical insurance doesn’t just cover you for medical treatment. You’re also covered for things like diagnostic tests, scans and physiotherapy.
  • With private medical insurance, you can choose the level of cover that’s right for you. You can opt for a comprehensive policy that covers you for everything, or a more basic policy that just covers the essentials.
  • With private medical insurance, you’re not tied to one insurer. You can switch insurers at any time, and you’re not locked into a contract.
  • With private medical insurance, you’re not limited by your location. You can choose to be treated anywhere in the world, and you’re not restricted to UK hospitals.
  • With private medical insurance, you’re not limited by your age. You can continue to be covered even if you retire.
  • With private medical insurance, you can cover your family. You can choose a policy that covers your spouse and children, or you can take out a policy that just covers yourself.
  • With private medical insurance, you can get cover for pre-existing medical conditions. You’re not excluded from cover because of a medical condition that you had before you took out the policy.
  • With private medical insurance, you can get cover for your pets. You can choose a policy that covers your dog or cat, or you can take out a policy that just covers yourself.

As you can see, private medical insurance can provide benefits in many aspects of life, for both yourself and those around you.

If you are a business owner, you should consider adding private medical insurance to your list of employee benefits – your employees deserve to see the positive effects listed above. Get in touch with MME today if you’d like to enquire about such benefits… we are able to advise on the most cost-effective, in-demand schemes.

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